A few clear questions can help you follow a transfer and understand its costs.
The idea
Ask ¿Qué datos necesitan? for the required details, ¿Hay comisión? about a fee and ¿Cuándo llegará? about arrival.
Examples
- ¿Qué datos necesitan para hacer la transferencia?What details do you need to make the transfer?
- ¿Cuánto cobra el banco por enviar dinero al extranjero?How much does the bank charge to send money abroad?
- Hice una transferencia ayer; ¿cuándo llegará a la cuenta?I made a transfer yesterday; when will it reach the account?
- Mi hermana quiere saber si hay una comisión adicional.My sister wants to know whether there is an additional fee.
- ¿Puede comprobar el número de referencia de mi transferencia?Can you check my transfer reference number?
- Nos dijeron que el dinero podría tardar dos días hábiles.We were told that the money could take two business days to arrive.
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Watch out
Do not confuse días hábiles with calendar days: weekends and holidays may not count.
Try it yourself
What is the transaction’s ___ number? (reference / kitchen)
Show answer or example answer
referencia
Referencia identifies the transaction you want the bank to check.
Is there a ___ for sending the money? (fee / room)
Show answer or example answer
comisión
Comisión names a charge for sending the money.
How many ___ days will it take to arrive? (business / small)
Show answer or example answer
hábiles
Hábiles specifies business days, the relevant unit for the expected wait.
Practice round
Answer questions, then rebuild Spanish sentences where available. We keep your score.
What is the transaction’s ___ number? (reference / kitchen)
Is there a ___ for sending the money? (fee / room)
How many ___ days will it take to arrive? (business / small)
Tap the words in the right order.
Tap the words in the right order.
Tap the words in the right order.
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Imagine a delayed transfer and ask about its reference, fee and expected arrival.

