When you borrow money, you can return it later.

The idea

Pay back means return borrowed money. Say pay back the loan or pay the loan back, but pay it back. The past is paid. It is neutral everyday English.

Examples

  • I will pay back the loan tomorrow.
  • Please pay the money back soon.
  • She paid it back in May.
  • Our neighbour paid us back yesterday.
  • Can you pay back ten euros today?
  • The shop owner paid the bank back slowly.

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Watch out

Do not put an object pronoun after the particle: say pay it back, not pay back it.

Try it yourself

  1. Choose the correct option. I borrowed five euros. I will pay ___. (them back / back them)

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    them back

    them back puts the pronoun before the particle.

  2. Choose the correct option. They ___ back the loan last week. (paid / payed)

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    paid

    paid is the irregular past form for last week.

  3. Choose the correct option. Please pay ___ the money you borrowed. (back / up)

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    back

    back expresses returning the borrowed money.

Use it today

Describe money you borrowed and when you will return it.